The following are the most frequently asked questions about the member benefit insurance offered by the
HSCG for Canadian soap and cosmetic handcrafters. Additional information about coverages and what they mean can be found
in the General Insurance FAQ.
Click any question to display the answer, or view all answers.
If you have a question that is not answered here, contact Veracity Insurance at
or (toll free) (888)-568-0548.
The HSCG is a trade association focused on providing their members with resources in helping their business grow. As part of the membership to the HSCG, members have access to several discounted products including liability insurance. The HSCG does not sell insurance or receive any commissions on insurance purchased by members.
An HSCG Soapmaker Member who resides in Canada, except Quebec. Also, in order to qualify more than 80% of your sales must come from handcrafted items.
How much does the Canadian insurance cost?
Can I make installment payments?
No. The membership dues and insurance premium must be paid in full before your membership and insurance become active.
No. The policy becomes effective as soon as payment is processed when you join HSCG. The policy will cover you for a year in exchange for payment in advance of the policy premium. You may choose to renew it or not when it expires, but it is in place for a year and the premium is not refundable.
Insurance Notice: The Handcrafted Soap & Cosmetic Guild, Inc. is not authorized nor licensed in any state or country to
provide any kind of insurance. The HSCG merely collects the premium for Veracity Insurance, in accordance
with the requirements set forth by Veracity Insurance and Great American Insurance Group. A new HSCG
member's product liability insurance becomes effective immediately upon processing of the membership
application in the HSCG. The HSCG cannot and will not answer any questions about product liability
insurance provided other than the questions contained in the posted "Frequently Asked Questions" (FAQ)
(above). If you have questions about the insurance products offered to HSCG members, your
existing policy and how it may or may not be impacted by joining the HSCG, or other insurance
options available to you, contact Veracity Insurance at firstname.lastname@example.org or (toll free) 888-568-0548.
As always, questions about the HSCG and our member benefits should be directed
by email to or phone to (866) 900-7627.
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